using Newtonsoft.Json; using Qdp.Foundation.Utilities; using System.Reflection; using YLErp.BLL; using YLErp.Model; /* ================================================================================ 风控引擎服务 — RiskEngineService 技术方案与当前实现说明 ================================================================================ 【项目背景】 当前 TRS 系统已在 QuotaMonitorService 中接入第一版风控引擎,用于在交易关键 时点执行可配置规则判断。当前目标不是一次性做成最终版,而是在最小可运行链路 跑通后,逐步演进为可由前端配置、后端预编译、执行期直接命中的正式版本。 【当前实现口径】(以本注释和实际代码为准) 核心概念: - RiskRule(风控规则):规则定义本体,当前重点字段包括 Id、RuleName、 RuleText、RuleExpr、Version、CompiledScript。 - RiskRuleApplication(规则应用):与规则分离,承载启用状态、控制策略、触发时点、 适用范围(全局 / 账户 / 客户 / 标的类型 / 合约类型)。 - RuleExpr:自由文本规则的编译入口。要求内容是 Roslyn 可直接执行的 C# bool 表达式, 例如通过 DbContext 和 TradeId 查询数据库后做数值或日期比较。 - ConditionJson:结构化规则的主执行依据;有值时优先由结构化执行器执行。 - RiskContext:一次风控检查的数据上下文,包含 TradeId、TriggerPoint 和 DbContext。 - RuleCompiledCache:进程内编译结果缓存,仅用于自由文本 RuleExpr 规则,按规则 Id 缓存 Func。 当前编译流程: 1. 结构化规则以 ConditionJson 为执行依据,预热时只做 JSON 结构解析校验 2. 自由文本规则在 RuleExpr 中直接写最终可执行表达式 3. 调用 RuleCompiler.ValidateAndCompileRule(rule) 4. 内部使用 Roslyn 编译 RuleExpr,生成 Func 5. 编译成功后写入 rule.CompiledScript,并同步写入 RuleCompiledCache 当前执行流程(EvaluateRisk): 1. 从数据库加载规则列表和应用列表 2. 按应用状态、TriggerPoints 过滤有效应用 3. 按应用范围过滤交易是否命中(全局 / 账户 / 客户 / 标的类型 / 合约类型) 4. 根据应用配置中的 RuleIds 找到对应规则 Id 并关联规则 5. ConditionJson 有值时走结构化执行器;否则从 RuleCompiledCache 读取已编译委托,未命中时兜底编译一次 6. 执行规则判断,按 ControlStrategy 聚合为 Blocked / NeedApproval / Warnings 7. 返回 RiskResult 当前维度匹配规则: - 全局:ScopeIsGlobal=true 时直接命中 - 同一维度内多选:并集(OR) - 不同维度之间:交集(AND) - 某维度留空:视为该维度不限制 【与早期方案的主要差异】 - 结构化规则已改为 ConditionJson 执行主导,自由文本规则继续保留 RuleExpr 直编译 - RiskRule 与 RiskRuleApplication 当前仍是分离模型,没有合并 - 编译器文件已放入 RiskEngine/Compile 目录下 - 当前已引入 RuleCompileResult、RuleCompiledCache,用于校验结果与进程内缓存 - Rule2 这类“左值与右值都来自对象字段”的规则,当前通过 RuleExpr 直接表达 【当前代码结构】 风控引擎层:YLErpDAL/Modules/RiskEngine/ - RiskEngineService.cs:执行入口,负责规则筛选、应用过滤、委托执行、结果聚合 - RiskRule.cs:规则定义模型,含 CompiledScript 运行时字段 - RiskRuleApplication.cs:规则应用模型,承载策略、触发点和适用范围 - RiskContext.cs / RiskResult.cs:执行上下文与结果模型 编译相关:YLErpDAL/Modules/RiskEngine/Compile/ - RuleCompiler.cs:Roslyn 编译入口,提供 ValidateAndCompileFormula / ValidateAndCompileRule - RuleCompileResult.cs:编译结果模型 - RuleCompiledCache.cs:编译结果缓存 当前集成点: - QuotaMonitorService.cs:构造 RiskContext,并传入当前 TradeId 【当前进度】(截至 2026-06-24) ✅ 已完成: 1. RiskEngine 第一版执行链路已跑通:QuotaMonitorService -> RiskEngineService -> RuleCompiler 2. 风控上下文提供 DbContext 和 TradeId,支持规则脚本直接查询数据库 3. 结构化规则已支持 ConditionJson 执行,自由文本规则保留 RuleExpr 直编译 4. Application 通用维度匹配已支持:全局 / 账户 / 客户 / 标的类型 / 合约类型 5. 维度组合逻辑已按文档确认:同维度 OR,不同维度 AND 6. RuleCompiler 已支持校验 + 编译 + 写缓存 7. RuleCompiledCache / RuleCompileResult 已落地到 Compile 目录 8. RiskEngineService 已改为结构化规则优先执行 ConditionJson,自由文本规则再读取 RuleCompiledCache 【待办事项 / TODO】 ⬜ 1. 接入真实规则来源 - 由数据库或前端提交替换当前 LoadRules / LoadApplications 的规则来源 ⬜ 2. 增加接口层 - 提供前端提交 RuleExpr 后的校验接口 - 提供规则保存 / 发布后预编译并写缓存的入口 ⬜ 3. 启动预热与缓存刷新 - 服务启动时批量加载有效规则并预编译 - 支持规则更新后的缓存刷新 / 删除 ⬜ 4. 完善执行期策略 - 当前保留“缓存未命中时兜底编译”逻辑 - 后续可收紧为“执行期只读缓存,未命中按发布失败处理” ⬜ 5. 补测试样例 - 数值比较、日期比较、维度过滤、非法公式、边界值 ⬜ 6. 完善 RuleExpr 配套能力 - 提供前端可用的表达式编辑、校验与错误提示 - 约束可用变量、类型转换和脚本安全边界 【注意事项】 1. 当前 RuleExpr 必须是 Roslyn 最终可执行的 C# bool 表达式,不是业务语义短句 2. RuleExpr 可直接使用 DbContext 查询数据库,当前交易通过 TradeId 定位 3. 当前缓存的是 Func,这是规则判断函数,不是事件处理器 4. 业务可预期失败优先走结果返回,不要把高频校验失败都设计成异常 ================================================================================ */ namespace YLErp.Modules.RiskEngine { /// /// 风控引擎服务(第一版 — 骨架版,先跑通) /// public class RiskEngineService : YLBaseService { IYcLogger _logger = LogFactory.GetLogger("RiskEngineService"); private static readonly Lazy _instance = new Lazy(() => new RiskEngineService()); public static RiskEngineService GetInstance() => _instance.Value; private RiskEngineService() : base(OptUserInfo.SystemUser) { } public RiskEngineService(OptUserInfo userInfo) : base(userInfo) { } public RiskEngineService(YLBaseService baseService) : base(baseService) { } public RiskEngineService(OptUserInfo optUser, YLContext dbContext) : base(optUser, dbContext) { } /// /// 规则内存缓存(启动预热写入,EvaluateRisk 读取) /// private static volatile List _cachedRules; private static volatile List _cachedApplications; private static readonly object _cacheLock = new object(); /// /// 预热:加载规则与应用到内存,并预编译自由文本规则到 RuleCompiledCache。 /// 结构化规则运行时直接执行 ConditionJson,预热时只做轻量结构校验,不再预编译 RuleExpr。 /// public void Preload() { lock (_cacheLock) { _logger.Info("[风控引擎] Preload 开始 - 加载规则与应用并预编译"); var rules = LoadRulesFromDb(); var applications = LoadApplicationsFromDb(); // 仅预编译自由文本规则;结构化规则运行时由 ConditionJson 执行。 foreach (var rule in rules) { var ruleId = rule.Id.ToString(); //非活跃的rule不编译 if (rule.Status != RiskRuleStatus.Active) { RuleCompiledCache.Remove(rule.Id.ToString()); _logger.Info($"[风控引擎] 规则非活跃,已移除预编译缓存 - RuleId: {rule.Id}, Status: {rule.Status}"); continue; } if (!string.IsNullOrWhiteSpace(rule.ConditionJson)) { RuleCompiledCache.Remove(rule.Id.ToString()); try { // 结构化条件在加载阶段已解析到 ParsedConditions;这里仅确认缓存存在,运行时不再反序列化 ConditionJson。 if (rule.ParsedConditions == null || rule.ParsedConditions.Count == 0) rule.ParsedConditions = RuleConditionExpressionBuilder.DeserializeConditions(rule.ConditionJson); _logger.Info($"[风控引擎] 结构化规则预热校验成功,跳过 RuleExpr 预编译 - RuleId: {rule.Id}"); } catch (Exception ex) { _logger.Info($"[风控引擎] 结构化规则预热校验失败 - RuleId: {rule.Id}, Error: {ex.Message}"); } continue; } var compileResult = RuleCompiler.ValidateAndCompileRule(rule); if (compileResult.Success) { _logger.Info($"[风控引擎] 规则预编译成功 - RuleId: {rule.Id}"); } else { _logger.Info($"[风控引擎] 规则预编译失败 - RuleId: {rule.Id}, Error: {compileResult.ErrorMessage}"); } } _cachedRules = rules; _cachedApplications = applications; _logger.Info($"[风控引擎] Preload 完成 - 规则数: {rules.Count}, 应用数: {applications.Count}"); } } /// /// 刷新缓存:刷新规则与应用内存缓存,预编译成功时覆盖旧编译缓存。 /// 规则/应用配置更新后调用。 /// public void RefreshCache() { _logger.Info("[风控引擎] RefreshCache 被调用 - 刷新规则与应用缓存并重新预加载"); lock (_cacheLock) { _cachedRules = null; _cachedApplications = null; RuleCompiledCache.Clear(); StructuredRuleExecutor.ClearVariableCompiledCache(); } Preload(); } /// /// 刷新单条规则缓存:重新加载规则列表,只编译指定规则。 /// public RuleCompileResult RefreshOneRuleCache(long ruleId) { lock (_cacheLock) { _logger.Info($"[风控引擎] RefreshOneRuleCache 开始 - RuleId: {ruleId}"); // 从数据库加载最新规则列表 _cachedRules = LoadRulesFromDb(); var rule = _cachedRules.FirstOrDefault(r => r.Id == ruleId); if (rule == null) { RuleCompiledCache.Remove(ruleId.ToString()); _logger.Info($"[风控引擎] RefreshOneRuleCache 未找到规则,已移除缓存 - RuleId: {ruleId}"); return RuleCompileResult.Fail("规则不存在或已删除"); } if (rule.Status != RiskRuleStatus.Active) { RuleCompiledCache.Remove(ruleId.ToString()); _logger.Info($"[风控引擎] RefreshOneRuleCache 规则非活跃,已移除缓存 - RuleId: {ruleId}, Status: {rule.Status}"); return RuleCompileResult.Fail("规则不存在或非活跃状态"); } if (!string.IsNullOrWhiteSpace(rule.ConditionJson)) { RuleCompiledCache.Remove(ruleId.ToString()); try { // 单规则刷新时同步刷新结构化条件缓存,避免后续执行继续解析旧 JSON 或重复反序列化。 rule.ParsedConditions = RuleConditionExpressionBuilder.DeserializeConditions(rule.ConditionJson); _logger.Info($"[风控引擎] RefreshOneRuleCache 结构化规则校验成功,跳过 RuleExpr 编译 - RuleId: {ruleId}"); return RuleCompileResult.Ok(null); } catch (Exception ex) { _logger.Info($"[风控引擎] RefreshOneRuleCache 结构化规则校验失败 - RuleId: {ruleId}, Error: {ex.Message}"); return RuleCompileResult.Fail(ex.Message); } } var compileResult = RuleCompiler.ValidateAndCompileRule(rule); _logger.Info($"[风控引擎] RefreshOneRuleCache 完成 - RuleId: {ruleId}, Success: {compileResult.Success}, Error: {compileResult.ErrorMessage}"); return compileResult; } } /// /// 仅刷新规则应用列表,不清空规则编译缓存。 /// public void RefreshApplication() { lock (_cacheLock) { _cachedApplications = LoadApplicationsFromDb(); _logger.Info($"[风控引擎] RefreshApplication 完成 - 应用数: {_cachedApplications.Count}"); } } /// /// 从内存缓存获取规则列表;缓存为空时兜底加载并填充缓存。 /// private List GetRules() { var rules = _cachedRules; if (rules != null) { return rules; } lock (_cacheLock) { if (_cachedRules != null) { return _cachedRules; } var loaded = LoadRulesFromDb(); _cachedRules = loaded; return loaded; } } /// /// 从内存缓存获取应用列表;缓存为空时兜底加载并填充缓存。 /// private List GetApplications() { var applications = _cachedApplications; if (applications != null) { return applications; } lock (_cacheLock) { if (_cachedApplications != null) { return _cachedApplications; } var loaded = LoadApplicationsFromDb(); _cachedApplications = loaded; return loaded; } } /// /// 执行风控检查(最终设计版:预编译委托 + 规则筛选 + 策略判定) /// /// 风控上下文 /// 触发时点,如 BOOK_CONFIRM /// 风控结果 public RiskResult EvaluateRisk(RiskContext context, string triggerPoint) { var result = new RiskResult(); try { using var ruleDbContext = DbContextFactory.GetYLDbContext(); ruleDbContext.ChangeTracker.QueryTrackingBehavior = Microsoft.EntityFrameworkCore.QueryTrackingBehavior.NoTracking; context ??= new RiskContext(); context.TriggerPoint = triggerPoint; context.DbContext = ruleDbContext; _logger.Info($"[风控引擎] EvaluateRisk 开始 - TradeId: {context.TradeId}, TriggerPoint: {triggerPoint}"); // ============================================================ // Step 1: 从内存缓存读取规则定义和规则应用(启动时已预热) // ============================================================ var rules = GetRules(); var applications = GetApplications(); // 规则列表在本次执行内转为字典,应用按 RuleIds 关联规则时直接按 ID 查找,避免每个应用重复扫描规则列表。 var ruleMap = rules.ToDictionary(r => r.Id); var variables = new Dictionary(); _logger.Info($"[风控引擎] 加载规则数: {rules.Count}, 应用数: {applications.Count}"); // ============================================================ // Step 2: 先按 Application 过滤 Active 状态和 TriggerPoint 匹配的应用 // ============================================================ var activeApps = applications .Where(a => a.Status == RiskRuleStatus.Active) .ToList(); var apps = activeApps .Where(a => !string.IsNullOrEmpty(a.TriggerPoints)) .ToList(); var triggerMatchedApps = apps .Where(a => a.TriggerPoints.Split(',', StringSplitOptions.RemoveEmptyEntries) .Select(s => s.Trim()) .Contains(triggerPoint)) .ToList(); // 再按应用范围过滤。 // 统一走通用维度匹配: // 1. 全局命中时直接通过; // 2. 同一维度内多选按并集处理; // 3. 不同维度之间按交集处理; // 4. 某维度留空表示该维度不限制。 var trade = context.TradeId > 0 ? context.DbContext.trade.AsNoTracking().FirstOrDefault(t => t.id == context.TradeId) : null; var matchedApplications = triggerMatchedApps .Where(a => IsApplicationMatched(a, trade)) .ToList(); _logger.Info($"[风控引擎] 匹配 TriggerPoint 的应用数: {matchedApplications.Count}"); // 汇总本次实际命中应用关联的结构化规则,变量定义只在本次检查开始时批量查询一次。 // 同一规则可能被多个应用引用,先对规则 ID 去重,避免重复处理规则定义。 var matchedRuleIds = matchedApplications .SelectMany(application => ParseRuleIds(application.RuleIds)) .Distinct(); // 只保留当前规则缓存中存在的规则,配置中无效或已删除的规则 ID 仍由后续原有流程记录日志并跳过。 var matchedRules = matchedRuleIds .Where(ruleMap.ContainsKey) .Select(ruleId => ruleMap[ruleId]); // 自由文本规则不依赖变量定义;条件缓存为空的结构化规则继续在执行阶段按原逻辑报错。 var structuredRules = matchedRules .Where(rule => rule.Status == RiskRuleStatus.Active) .Where(rule => !string.IsNullOrWhiteSpace(rule.ConditionJson)) .Where(rule => rule.ParsedConditions != null && rule.ParsedConditions.Count > 0); // 条件中的主变量和变量阈值都需要加载,多条规则引用同一变量时只保留一个 ID。 var requiredVariableIds = structuredRules .SelectMany(rule => RuleConditionExpressionBuilder.GetReferencedVariableIds(rule.ParsedConditions)) .Distinct() .ToList(); if (requiredVariableIds.Any()) { // 仅加载本次检查需要的变量,避免按规则逐次查询,也避免读取整个变量池。 variables = ruleDbContext.glms_risk_variable .AsNoTracking() .Where(variable => requiredVariableIds.Contains(variable.id)) .ToDictionary(variable => (long)variable.id); } // ============================================================ // Step 3: 遍历匹配的应用,通过 RuleIds 关联规则并执行预编译委托 // ============================================================ foreach (var application in matchedApplications) { // ------------------------------------------------------------ // 3.1 通过 RuleIds 关联规则定义 // ------------------------------------------------------------ var applicationRuleIds = ParseRuleIds(application.RuleIds); if (!applicationRuleIds.Any()) { _logger.Info($"[风控引擎] 应用未配置有效规则 - RuleIds: {application.RuleIds}"); continue; } var applicationRules = new List(); foreach (var ruleId in applicationRuleIds) { // 通过本次执行预构建的规则字典按 ID 查找,避免每个应用都 Where 扫描全量规则列表。 if (!ruleMap.TryGetValue(ruleId, out var ruleDef)) { _logger.Info($"[风控引擎] 未找到对应规则定义 - RuleId: {ruleId}, ApplicationRuleIds: {application.RuleIds}"); continue; } if (ruleDef.Status != RiskRuleStatus.Active) { _logger.Info($"[风控引擎] 规则非活跃,跳过执行 - RuleId: {ruleId}, Status: {ruleDef.Status}, ApplicationRuleIds: {application.RuleIds}"); continue; } applicationRules.Add(ruleDef); } foreach (var rule in applicationRules) { var ruleId = rule.Id.ToString(); bool triggered = false; StructuredRuleExecuteResult executeResult = null; if (!string.IsNullOrWhiteSpace(rule.ConditionJson)) { // 结构化规则优先使用 ConditionJson 执行,避免继续把条件整体拼成 Roslyn bool 公式。 try { // 结构化条件在规则加载/刷新时已解析到内存缓存,运行时直接复用,避免每次执行反序列化 ConditionJson。 var conditions = rule.ParsedConditions; if (conditions == null || conditions.Count == 0) throw new InvalidOperationException("结构化规则条件缓存为空"); var referencedVariableIds = RuleConditionExpressionBuilder.GetReferencedVariableIds(conditions); var ruleVariables = referencedVariableIds .Where(variables.ContainsKey) .ToDictionary(id => id, id => variables[id]); executeResult = StructuredRuleExecutor.Execute(conditions, ruleVariables, context); if (!executeResult.Success) { var errorMessage = $"规则[{rule.RuleName}]执行异常:{executeResult.ErrorMessage}"; _logger.Error($"[风控引擎] 结构化规则执行异常,按阻断处理 - RuleId: {rule.Id}, Error: {executeResult.ErrorMessage}"); AddBlockError(result, ruleId, application.Id, rule.RuleName, rule.RuleText, errorMessage); continue; } triggered = executeResult.Triggered; _logger.Info($"[风控引擎] 结构化规则执行 - RuleId: {rule.Id}, Triggered: {triggered}"); } catch (Exception ex) { var errorMessage = $"规则[{rule.RuleName}]执行异常:{ex.Message}"; _logger.Error($"[风控引擎] 结构化规则执行异常,按阻断处理 - RuleId: {rule.Id}, Error: {ex.Message}"); AddBlockError(result, ruleId, application.Id, rule.RuleName, rule.RuleText, errorMessage); continue; } } else { // ------------------------------------------------------------ // 3.2 优先从编译缓存读取规则委托 // ------------------------------------------------------------ if (!RuleCompiledCache.TryGet(ruleId, out var compiledScript)) { _logger.Info($"[风控引擎] 缓存中未命中已编译规则,执行兜底编译 - RuleId: {rule.Id}"); var compileResult = RuleCompiler.ValidateAndCompileRule(rule); if (!compileResult.Success) { var errorMessage = $"规则[{rule.RuleName}]编译失败,已按阻断处理,请检查规则表达式配置:{compileResult.ErrorMessage}"; _logger.Info($"[风控引擎] 规则编译失败,按阻断处理 - RuleId: {rule.Id}, Error: {compileResult.ErrorMessage}"); AddBlockError(result, rule.Id.ToString(), application.Id, rule.RuleName, rule.RuleText, errorMessage); continue; } compiledScript = compileResult.CompiledScript; } // ------------------------------------------------------------ // 3.3 执行预编译委托 // ------------------------------------------------------------ try { triggered = compiledScript(context); _logger.Info($"[风控引擎] 规则执行 - RuleId: {rule.Id}, Triggered: {triggered}"); } catch (Exception ex) { var errorMessage = $"规则[{rule.RuleName}]执行异常:{ex.Message}"; _logger.Error($"[风控引擎] 规则执行异常,按阻断处理 - RuleId: {rule.Id}, Error: {ex.Message}"); AddBlockError(result, ruleId, application.Id, rule.RuleName, rule.RuleText, errorMessage); continue; } } // ------------------------------------------------------------ // 3.4 命中后按 Application 的控制策略聚合结果 // ------------------------------------------------------------ if (triggered) { _logger.Info($"[风控引擎] 规则触发 - RuleId: {rule.Id}, Strategy: {application.ControlStrategy}"); // 结构化规则执行器会返回实际值、阈值和变量计算明细;纯文本规则没有该信息时保持原提示。 var triggerMessageDetail = executeResult?.Message; switch (application.ControlStrategy) { case RiskControlStrategy.Block: result.Blocked = true; result.Passed = false; result.TriggeredRules.Add(new TriggeredRuleInfo { RuleId = rule.Id.ToString(), ApplicationId = application.Id, RuleName = rule.RuleName, ControlStrategy = RiskControlStrategy.Block, RuleText = rule.RuleText, Message = BuildTriggeredMessage($"规则[{rule.RuleName}]触发:禁止", triggerMessageDetail) }); break; case RiskControlStrategy.Approval: result.NeedApproval = true; result.Passed = false; result.TriggeredRules.Add(new TriggeredRuleInfo { RuleId = ruleId, ApplicationId = application.Id, RuleName = rule.RuleName, ControlStrategy = RiskControlStrategy.Approval, RuleText = rule.RuleText, Message = BuildTriggeredMessage($"规则[{rule.RuleName}]触发:需审批", triggerMessageDetail) }); break; case RiskControlStrategy.ShowTip: result.ShowTip = true; result.TriggeredRules.Add(new TriggeredRuleInfo { RuleId = ruleId, ApplicationId = application.Id, RuleName = rule.RuleName, ControlStrategy = RiskControlStrategy.ShowTip, RuleText = rule.RuleText, Message = BuildTriggeredMessage($"规则[{rule.RuleName}]触发:提示", triggerMessageDetail) }); break; default: _logger.Info($"[风控引擎] 未知策略类型 - ControlStrategy: {application.ControlStrategy}"); break; } } else { _logger.Info($"[风控引擎] 规则未触发 - RuleId: {rule.Id}, TriggerPoint: {triggerPoint}"); } } } // ============================================================ // Step 4: 聚合最终结果 // ============================================================ if (!result.Blocked && !result.NeedApproval) { result.Passed = true; } else { result.Passed = false; } _logger.Info($"[风控引擎] EvaluateRisk 完成 - TradeId: {context?.TradeId}, Passed: {result.Passed}, Blocked: {result.Blocked}, NeedApproval: {result.NeedApproval}, TriggeredRules: {result.TriggeredRules.Count}"); } catch (Exception ex) { var errorMessage = $"风控引擎异常:{ex.Message}"; AddBlockError(result, "ENGINE_ERROR", null, "风控引擎执行异常", ex.Message, errorMessage); _logger.Error($"[风控引擎] EvaluateRisk 异常 - TradeId: {context?.TradeId}, Error: {ex.Message}"); } return result; } private static string BuildTriggeredMessage(string baseMessage, string detailMessage) { return string.IsNullOrWhiteSpace(detailMessage) ? baseMessage : $"{baseMessage}。{detailMessage}"; } private static void AddBlockError(RiskResult result, string ruleId, long? applicationId, string ruleName, string ruleText, string errorMessage) { result.Blocked = true; result.Passed = false; result.ErrorMessage = string.IsNullOrWhiteSpace(result.ErrorMessage) ? errorMessage : $"{result.ErrorMessage};{errorMessage}"; result.TriggeredRules.Add(new TriggeredRuleInfo { RuleId = ruleId, ApplicationId = applicationId, RuleName = ruleName, ControlStrategy = RiskControlStrategy.Block, RuleText = ruleText, Message = errorMessage }); } /// /// 从数据库加载规则列表 /// private List LoadRulesFromDb() { using var dbContext = DbContextFactory.GetYLDbContext(); var rules = dbContext.glms_risk_rule .AsNoTracking() .OrderByDescending(r => r.UpdateDate ?? r.OptDate) .Select(r => new RiskRule { Status = r.Status, Id = r.id, RuleName = r.RuleName, RuleText = r.RuleText, ConditionJson = r.ConditionJson, RuleExpr = r.RuleExpr, Version = r.Version, OptId = r.OptId ?? 0, OptName = r.OptName, OptDate = r.OptDate ?? DateTime.MinValue, UpdateOptId = r.UpdateOptId ?? 0, UpdateOptName = r.UpdateOptName, UpdateDate = r.UpdateDate ?? r.OptDate ?? DateTime.MinValue }).ToList(); // 结构化规则的 ConditionJson 在加载阶段解析一次并缓存到规则对象,运行时直接复用 ParsedConditions。 // 如果历史脏数据解析失败,不中断整批规则加载,后续执行该规则时仍按单条规则异常处理。 foreach (var rule in rules.Where(r => !string.IsNullOrWhiteSpace(r.ConditionJson))) { try { rule.ParsedConditions = RuleConditionExpressionBuilder.DeserializeConditions(rule.ConditionJson); } catch (Exception ex) { _logger.Info($"[风控引擎] 结构化规则条件解析失败 - RuleId: {rule.Id}, Error: {ex.Message}"); } } return rules; } private List LoadApplicationsFromDb() { using var dbContext = DbContextFactory.GetYLDbContext(); var applications = dbContext.glms_risk_rule_application .AsNoTracking() .OrderByDescending(a => a.UpdateDate ?? a.OptDate) .Select(a => new RiskRuleApplication { Id = a.id, RuleIds = a.RuleIds, Status = a.Status, ControlStrategy = a.ControlStrategy, TriggerPoints = a.TriggerPoints, ScopeIsGlobal = a.ScopeIsGlobal, ScopeAssetBookIds = a.ScopeAssetBookIds, ScopeClientIds = a.ScopeClientIds, ScopeUnderlyingTypes = a.ScopeUnderlyingTypes, ScopeTradeTypes = a.ScopeTradeTypes, Version = a.Version, OptId = a.OptId ?? 0, OptName = a.OptName, OptDate = a.OptDate ?? DateTime.MinValue, UpdateOptId = a.UpdateOptId ?? 0, UpdateOptName = a.UpdateOptName, UpdateDate = a.UpdateDate ?? a.OptDate ?? DateTime.MinValue }) .ToList(); return applications; } // applications.Add(new RiskRuleApplication // { // Id = 1000001, // RuleIds = "1000001", // Status = RiskRuleStatus.Active, // ControlStrategy = RiskControlStrategy.Approval, // TriggerPoints = "BOOK_CONFIRM", // ScopeIsGlobal = true, // ScopeAssetBookIds = string.Empty, // ScopeClientIds = string.Empty, // ScopeUnderlyingTypes = string.Empty, // ScopeTradeTypes = string.Empty, // Version = 1, // OptId = 0, // OptName = "system", //} /// /// 判断应用配置是否命中当前交易。 /// 匹配规则遵循设计文档: /// 1. 全局命中时直接返回 true; /// 2. 同一维度内多选按并集处理; /// 3. 不同维度之间按交集处理; /// 4. 某维度留空表示该维度不限制。 /// private bool IsApplicationMatched(RiskRuleApplication application, YLErp.DBModels.trade trade) { if (application == null) { return false; } if (application.ScopeIsGlobal == 1) { return true; } var hasAnyScope = !IsScopeEmpty(application.ScopeAssetBookIds) || !IsScopeEmpty(application.ScopeClientIds) || !IsScopeEmpty(application.ScopeUnderlyingTypes) || !IsScopeEmpty(application.ScopeTradeTypes); if (!hasAnyScope) { _logger.Error($"[风控引擎] 非全局应用未配置任何适用范围,拒绝匹配 - ApplicationId: {application.Id}"); return false; } if (trade == null) { return false; } var accountMatched = IsScopeEmpty(application.ScopeAssetBookIds) || IsValueMatched(application.ScopeAssetBookIds, GetTradeAssetBookId(trade)); var clientMatched = IsScopeEmpty(application.ScopeClientIds) || IsValueMatched(application.ScopeClientIds, trade.ClientId); var underlyingTypeMatched = IsScopeEmpty(application.ScopeUnderlyingTypes) || IsValueMatched(application.ScopeUnderlyingTypes, GetTradeUnderlyingType(trade)); var tradeTypeMatched = IsScopeEmpty(application.ScopeTradeTypes) || IsValueMatched(application.ScopeTradeTypes, trade.TradeType); return accountMatched && clientMatched && underlyingTypeMatched && tradeTypeMatched; } /// /// 解析应用配置中的规则ID列表。 /// 多个规则ID使用逗号分隔,返回去空格后的 long 集合。 /// private List ParseRuleIds(string ruleIds) { if (string.IsNullOrWhiteSpace(ruleIds)) { return new List(); } var ids = new List(); foreach (var part in ruleIds.Split(',', StringSplitOptions.RemoveEmptyEntries)) { if (long.TryParse(part.Trim(), out long id)) { ids.Add(id); } } return ids; } /// /// 判断某个范围字段是否为空。 /// 为空表示该维度不限制。 /// private bool IsScopeEmpty(string scopeValue) { return string.IsNullOrWhiteSpace(scopeValue); } /// /// 判断单个值是否命中逗号分隔的范围配置。 /// 同一维度内多选按并集处理,只要命中任一值即返回 true。 /// private bool IsValueMatched(string scopeValue, object currentValue) { if (string.IsNullOrWhiteSpace(scopeValue)) { return true; } if (currentValue == null) { return false; } var currentText = currentValue.ToString()?.Trim(); if (string.IsNullOrWhiteSpace(currentText)) { return false; } return scopeValue .Split(',', StringSplitOptions.RemoveEmptyEntries) .Select(s => s.Trim()) .Any(s => string.Equals(s, currentText, StringComparison.OrdinalIgnoreCase)); } /// /// 读取交易的资产簿账户ID。 /// private object GetTradeAssetBookId(YLErp.DBModels.trade trade) { return trade.AssetId; } /// /// 读取交易的标的类型。 /// private object GetTradeUnderlyingType(YLErp.DBModels.trade trade) { return trade.UnderlyingAssetClass; } } }