diff --git a/Plugins/YLErp.Plugins.GuoLian/DocumentGenerator/TradeSettleBillGenerator.cs b/Plugins/YLErp.Plugins.GuoLian/DocumentGenerator/TradeSettleBillGenerator.cs
index fa249dac..c9ef61ca 100644
--- a/Plugins/YLErp.Plugins.GuoLian/DocumentGenerator/TradeSettleBillGenerator.cs
+++ b/Plugins/YLErp.Plugins.GuoLian/DocumentGenerator/TradeSettleBillGenerator.cs
@@ -19,7 +19,7 @@ namespace YLErp.Plugins.GuoLian.DocumentGenerator
 
         protected override string GetTemplateFilePath()
         {
-            var templatePath = Path.Combine(GlobalConfig.PluginFolder, "App_Docs\\settlement_template\\settle_01.docx");
+            var templatePath = Path.Combine(GlobalConfig.PluginFolder, "App_Docs/settlement_template/settle_01.docx");
             return templatePath;
         }
 
diff --git a/YLErpDAL/Modules/MarginModule/ClientMarginConfigService.cs b/YLErpDAL/Modules/MarginModule/ClientMarginConfigService.cs
index b1c4efe1..370e1b51 100644
--- a/YLErpDAL/Modules/MarginModule/ClientMarginConfigService.cs
+++ b/YLErpDAL/Modules/MarginModule/ClientMarginConfigService.cs
@@ -1,4 +1,7 @@
+using Microsoft.Extensions.DependencyInjection;
 using System.Data;
+using YieldChain.Commons;
+using YLErp.Cache;
 using YLErp.Model;
 
 namespace YLErp.Modules.MarginModule
@@ -58,7 +61,7 @@ namespace YLErp.Modules.MarginModule
             var query = from config in DbContext.clientMarginConfig
                         select new ClientMarginConfigDto
                         {
-                            EncryptId=config.EncryptId,
+                            EncryptId = config.EncryptId,
                             id = config.id,
                             client_id = config.client_id,
                             client_name = config.client_name,
@@ -78,15 +81,15 @@ namespace YLErp.Modules.MarginModule
                 query = query.Where(o => o.value_date == req.ValueDate.Value);
             }
 
-            var configs = query.OrderByDescending(o=>o.id).ToList();
-            
+            var configs = query.OrderByDescending(o => o.id).ToList();
+
             // 为每个配置加载5条固定期限的详情数据
             var fixedTerms = ConsMarginTerm.AllowedTerms.ToArray();
             foreach (var config in configs)
             {
                 var existingDetails = DbContext.clientMarginDetail.Where(d => d.config_id == config.id).ToList();
                 var detailDtos = new List<ClientMarginDetailDto>();
-                
+
                 for (int i = 0; i < fixedTerms.Length; i++)
                 {
                     var term = fixedTerms[i];
@@ -112,11 +115,11 @@ namespace YLErp.Modules.MarginModule
                         });
                     }
                 }
-                
+
                 // 直接使用DTO格式返回给前端
                 config.details = detailDtos;
             }
-            
+
             return configs;
         }
 
@@ -142,6 +145,16 @@ namespace YLErp.Modules.MarginModule
 
                     DbContext.SaveChanges();
                     trans.Commit();
+
+                    // 更新保证金率缓存：通用配置变动清除全部，客户配置变动只清除该客户的
+                    var ylCache = YLServiceLocator.ServiceProvider?.GetService<IYLCache>();
+                    if (ylCache != null)
+                    {
+                        var cachePattern = config.client_id == 0
+                            ? "Otc:ClientMarginRate:*"
+                            : $"Otc:ClientMarginRate:{config.client_id}:*";
+                        ylCache.BatchDelete(cachePattern);
+                    }
                 }
                 catch
                 {