diff --git a/YLErpDAL/Modules/RiskEngine/RiskRuleService.cs b/YLErpDAL/Modules/RiskEngine/RiskRuleService.cs
index f3ecab99..55cc4893 100644
--- a/YLErpDAL/Modules/RiskEngine/RiskRuleService.cs
+++ b/YLErpDAL/Modules/RiskEngine/RiskRuleService.cs
@@ -1,5 +1,6 @@
 using BaseOUDAL;
 using Newtonsoft.Json;
+using System.Linq;
 using System.Linq.Expressions;
 using System.Text.RegularExpressions;
 using YLErp.BLL;
@@ -540,23 +541,44 @@ namespace YLErp.Modules.RiskEngine
         }
 
         /// <summary>
-        /// 校验规则 ID 列表是否全部 Active
+        /// 校验规则状态可用性并确保编译缓存就绪。
+        /// 返回不可用规则信息列表，列表为空表示全部通过。
+        /// 规则不可用的情况：已删除、已停用、编译缓存缺失且刷新失败。
         /// </summary>
-        private void ValidateRuleIdsActive(string ruleIds)
+        private List<string> ValidateAndEnsureRuleCache(string ruleIds)
         {
+            var errors = new List<string>();
             var ids = ParseRuleIds(ruleIds);
             var rules = DbContext.glms_risk_rule
                 .Where(r => ids.Contains(r.id) && r.Status != RiskRuleStatus.Deleted)
                 .ToList();
 
             if (rules.Count != ids.Count)
-                throw new ServiceException("部分关联规则不存在或已删除");
+            {
+                var missingIds = ids.Except(rules.Select(r => (long)r.id)).ToList();
+                foreach (var id in missingIds)
+                    errors.Add($"规则ID {id} 不存在或已删除");
+                return errors;
+            }
 
             foreach (var rule in rules)
             {
                 if (rule.Status == RiskRuleStatus.Disabled)
-                    throw new ServiceException($"关联规则 '{rule.RuleName}' 已停用，无法创建/启用应用配置");
+                {
+                    errors.Add($"规则 '{rule.RuleName}' 已停用");
+                    continue;
+                }
+
+                // 检查编译缓存，未命中则刷新
+                if (!RuleCompiledCache.TryGet(rule.id.ToString(), out _))
+                {
+                    var result = RiskEngineService.GetInstance().RefreshOneRuleCache(rule.id);
+                    if (!result.Success)
+                        errors.Add($"规则 '{rule.RuleName}' 编译失败：{result.ErrorMessage}");
+                }
             }
+
+            return errors;
         }
 
         /// <summary>
@@ -1148,7 +1170,9 @@ namespace YLErp.Modules.RiskEngine
         /// </summary>
         public RiskApplicationDetail CreateApplication(CreateRiskApplicationReq req)
         {
-            ValidateRuleIdsActive(req.RuleIds);
+            var errors = ValidateAndEnsureRuleCache(req.RuleIds);
+            if (errors.Any())
+                throw new ServiceException($"以下关联规则不可用：{string.Join("；", errors)}");
             ValidateTriggerPoints(req.TriggerPoints);
             ValidateScopeFields(req);
 
@@ -1209,7 +1233,11 @@ namespace YLErp.Modules.RiskEngine
                 throw new ServiceException("应用配置已被其他用户修改，请重新加载后再编辑");
 
             if (!string.IsNullOrWhiteSpace(req.RuleIds))
-                ValidateRuleIdsActive(req.RuleIds);
+            {
+                var errors = ValidateAndEnsureRuleCache(req.RuleIds);
+                if (errors.Any())
+                    throw new ServiceException($"以下关联规则不可用：{string.Join("；", errors)}");
+            }
 
             ValidateTriggerPoints(req.TriggerPoints);
             var scopeReq = new CreateRiskApplicationReq
@@ -1274,7 +1302,9 @@ namespace YLErp.Modules.RiskEngine
             if (app == null)
                 throw new ServiceException("仅已停用的应用配置可以启用");
 
-            ValidateRuleIdsActive(app.RuleIds);
+            var errors = ValidateAndEnsureRuleCache(app.RuleIds);
+            if (errors.Any())
+                throw new ServiceException($"以下关联规则不可用：{string.Join("；", errors)}");
 
             app.Status = RiskRuleStatus.Active;
             app.UpdateOptId = UserId;
@@ -1319,9 +1349,23 @@ namespace YLErp.Modules.RiskEngine
             if (apps.Count != applicationIds.Count)
                 throw new ServiceException("部分应用配置不存在或当前状态不允许启用");
 
+            var allErrors = new List<string>();
             foreach (var app in apps)
             {
-                ValidateRuleIdsActive(app.RuleIds);
+                var errors = ValidateAndEnsureRuleCache(app.RuleIds);
+                if (errors.Any())
+                    allErrors.Add($"应用 '{app.Description}'：{string.Join("；", errors)}");
+            }
+
+            if (allErrors.Any())
+            {
+                return new BatchOperationResult
+                {
+                    Success = false,
+                    TotalCount = applicationIds.Count,
+                    SuccessCount = 0,
+                    ErrorMessage = string.Join("；", allErrors)
+                };
             }
 
             foreach (var app in apps)