diff --git a/YLErpDAL/Modules/SwapModule/SwapRateService.cs b/YLErpDAL/Modules/SwapModule/SwapRateService.cs
index c84a6e24..810db1c6 100644
--- a/YLErpDAL/Modules/SwapModule/SwapRateService.cs
+++ b/YLErpDAL/Modules/SwapModule/SwapRateService.cs
@@ -307,6 +307,32 @@ namespace YLErp.Modules.SwapModule
                     //    swapRate.BackDeskCharge = rate * 0.0001m;
                     //}
                     swapRate.DiscountAccDown = reader.GetDecimal("优惠累计量下限");
+                    
+                    // 处理线下费率
+                    var offlineRate = reader.GetString("线下费率");
+                    if (!string.IsNullOrEmpty(offlineRate))
+                    {
+                        decimal rate = 0;
+                        if (offlineRate.EndsWith("%"))
+                        {
+                            offlineRate = offlineRate.Replace("%", "");
+                            if (decimal.TryParse(offlineRate, out rate))
+                            {
+                                rate = rate / 100;
+                            }
+                        }
+                        else
+                        {
+                            // 如果不是百分比格式，直接尝试解析为小数
+                            if (!decimal.TryParse(offlineRate, out rate))
+                            {
+                                // 解析失败时的处理
+                                rate = 0;
+                            }
+                        }
+                        swapRate.OfflineRate = rate;
+                    }
+                    
                     ValidateSwapRate(swapRate);
                     swapRate.SetCreator(UserId, UserName);
                     swapRate.SetOpt(UserId, UserName);